The Chase Freedom credit card is a popular choice for consumers who want to earn rewards on their everyday spending. It offers a simple rewards program with 5% cashback on rotating categories, 1% cashback on all other purchases, and no annual fee.
To get the most out of your Chase Freedom card, it’s important to know which categories are eligible for the 5% cashback bonus. The bonus categories change every quarter, so it’s a good idea to check the Chase website or app regularly to stay up-to-date.
In this article, we’ll provide a detailed overview of the Chase Freedom 2024 calendar, including all of the bonus categories and key terms and conditions. We’ll also cover some tips for maximizing your rewards and using the Chase Freedom card effectively.
2024 Chase Freedom Calendar
Maximize rewards on everyday spending.
- 5% cashback on rotating categories
- 1% cashback on all other purchases
- No annual fee
- Categories change quarterly
- Check Chase website or app for updates
- Activate bonus categories each quarter
- Use card strategically for maximum rewards
- Combine with other Chase cards for even more rewards
- Enjoy the benefits of Chase Ultimate Rewards
With a little planning and effort, you can use the Chase Freedom card to earn significant rewards on your everyday spending.
5% cashback on rotating categories
One of the best features of the Chase Freedom card is the 5% cashback bonus on rotating categories. This means that you can earn 5% cashback on certain purchases, up to a quarterly spending limit of $1,500. The bonus categories change every quarter, so there’s always something new to take advantage of.
To earn the 5% cashback bonus, you need to activate the bonus categories each quarter. You can do this by logging into your Chase account online or through the Chase mobile app. Once you’ve activated the bonus categories, you’ll earn 5% cashback on all eligible purchases, up to the quarterly spending limit.
The 5% cashback bonus categories for 2024 are as follows:
- January – March: Grocery stores, drugstores, and select streaming services
- April – June: Gas stations, home improvement stores, and select travel
- July – September: Dining, movie theaters, and select entertainment
- October – December: Online shopping, select department stores, and select travel
These categories are subject to change, so it’s important to check the Chase website or app regularly for updates.
The 5% cashback bonus on rotating categories is a great way to save money on your everyday spending. By activating the bonus categories each quarter and using your Chase Freedom card strategically, you can earn significant rewards on your purchases.
1% cashback on all other purchases
In addition to the 5% cashback bonus on rotating categories, the Chase Freedom card also offers 1% cashback on all other purchases. This means that you’ll earn cashback on everything you buy, regardless of whether it falls into a bonus category.
- No minimum spending requirement: You don’t need to spend a certain amount of money each month to earn cashback. You’ll earn 1% cashback on every purchase, no matter how small.
- No limit on cashback: There’s no limit to the amount of cashback you can earn. You can earn 1% cashback on all of your purchases, up to the card’s credit limit.
- Cashback is easy to redeem: You can redeem your cashback as a statement credit, direct deposit to your bank account, or gift card. You can also use your cashback to pay for purchases through the Chase Ultimate Rewards portal.
- Cashback never expires: Your cashback will never expire, as long as your Chase Freedom account is open and in good standing.
The 1% cashback on all other purchases is a great way to earn rewards on your everyday spending. Even if you don’t spend a lot of money in the bonus categories, you’ll still earn cashback on everything you buy. This makes the Chase Freedom card a great choice for everyday use.
No annual fee
One of the best things about the Chase Freedom card is that it has no annual fee. This means that you don’t have to pay a yearly fee to keep the card open. This can save you money, especially if you don’t plan on using the card very often.
There are many credit cards that charge annual fees, ranging from $50 to $500 or more. These fees can add up over time, especially if you have multiple credit cards. By choosing a card with no annual fee, you can save money and keep more of your hard-earned cash.
The Chase Freedom card is a great option for people who want a simple and affordable credit card. With no annual fee and a competitive rewards program, the Chase Freedom card is a great value.
Here are some of the benefits of having a credit card with no annual fee:
- You save money: You don’t have to pay a yearly fee to keep the card open.
- You have more flexibility: You can keep the card open for as long as you want, without worrying about paying an annual fee.
- You can use the card for everyday purchases: You don’t have to worry about saving the card for special occasions or big purchases.
Categories change quarterly
The bonus categories for the Chase Freedom card change every quarter. This means that you can earn 5% cashback on different types of purchases throughout the year. This is a great way to maximize your rewards and save money on your everyday spending.
The Chase Freedom card has four bonus categories each year. The categories are announced in advance, so you can plan your spending accordingly. For example, if you know that gas stations will be a bonus category in the next quarter, you can make sure to use your Chase Freedom card for all of your gas purchases during that time.
Here are some tips for taking advantage of the quarterly bonus categories:
- Check the Chase website or app regularly: The bonus categories are announced in advance, so it’s important to check the Chase website or app regularly to see what they are.
- Activate the bonus categories: You need to activate the bonus categories each quarter in order to earn 5% cashback. You can do this by logging into your Chase account online or through the Chase mobile app.
- Use your Chase Freedom card strategically: Once you’ve activated the bonus categories, use your Chase Freedom card for all of your eligible purchases. This will help you earn the most cashback possible.
By following these tips, you can take advantage of the quarterly bonus categories and maximize your rewards with the Chase Freedom card.
Check Chase website or app for updates
The Chase Freedom bonus categories change every quarter, so it’s important to check the Chase website or app regularly for updates. This will ensure that you’re always aware of the current bonus categories and that you’re able to take advantage of them.
- Get email or push notifications: You can sign up for email or push notifications from Chase to be alerted when the bonus categories change.
- Check the Chase website: You can also check the Chase website for the latest information on the bonus categories. Simply log into your account and click on the “Rewards” tab.
- Use the Chase mobile app: The Chase mobile app is another great way to stay up-to-date on the bonus categories. Simply open the app and tap on the “Rewards” tab.
- Call Chase customer service: If you have any questions about the bonus categories, you can always call Chase customer service. A customer service representative will be able to help you find the information you need.
By following these tips, you can stay up-to-date on the Chase Freedom bonus categories and maximize your rewards.
Activate bonus categories each quarter
Once you know what the bonus categories are for the upcoming quarter, you need to activate them in order to earn 5% cashback. You can do this by logging into your Chase account online or through the Chase mobile app.
To activate the bonus categories online:
- Log into your Chase account.
- Click on the “Rewards” tab.
- Find the section labeled “Activate Your 5% Categories”.
- Click on the “Activate” button next to each bonus category that you want to activate.
To activate the bonus categories through the Chase mobile app:
- Open the Chase mobile app.
- Tap on the “Rewards” tab.
- Find the section labeled “Activate Your 5% Categories”.
- Tap on the “Activate” button next to each bonus category that you want to activate.
Once you have activated the bonus categories, you will start earning 5% cashback on all eligible purchases. Remember, you need to activate the bonus categories each quarter in order to continue earning 5% cashback.
Here are some tips for activating the bonus categories each quarter:
- Set a reminder: Set a reminder on your phone or computer to remind you to activate the bonus categories each quarter.
- Use the Chase mobile app: The Chase mobile app makes it easy to activate the bonus categories. You can do it in just a few taps.
- Contact Chase customer service: If you have any problems activating the bonus categories, you can contact Chase customer service for assistance.
Use card strategically for maximum rewards
To get the most out of your Chase Freedom card, you need to use it strategically. This means using the card for purchases that will earn you the most rewards. Here are a few tips:
- Use the card for everyday purchases: The Chase Freedom card is a great card to use for everyday purchases, such as groceries, gas, and dining out. You’ll earn 1% cashback on all of these purchases, and you may also be able to earn 5% cashback if the purchase falls into a bonus category.
- Use the card for big purchases: The Chase Freedom card also offers 0% introductory APR on purchases for 15 months (after that, the APR will be 16.49% – 26.49% Variable). This makes it a great card to use for big purchases, such as furniture or appliances. You can pay off the purchase over time without paying any interest.
- Combine the card with other Chase cards: If you have other Chase cards, you can combine them to earn even more rewards. For example, you can use the Chase Freedom card to earn 5% cashback on groceries, and then transfer the rewards to your Chase Sapphire Preferred card to earn 2x points on travel and dining.
- Use the card for online shopping: The Chase Freedom card is a great card to use for online shopping. You can earn 5% cashback on purchases from select retailers, and you can also use the card to take advantage of special promotions and discounts.
By following these tips, you can use the Chase Freedom card strategically to earn the most rewards possible.
Combine with other Chase cards for even more rewards
One of the best ways to maximize your rewards with the Chase Freedom card is to combine it with other Chase cards. This is because Chase offers a program called Ultimate Rewards, which allows you to transfer rewards points between cards. This means that you can earn rewards with one card and then use them to redeem for rewards with another card.
For example, you could use the Chase Freedom card to earn 5% cashback on groceries. Then, you could transfer those rewards points to your Chase Sapphire Preferred card. The Sapphire Preferred card offers 2x points on travel and dining. So, by transferring your rewards points from the Freedom card to the Sapphire Preferred card, you could effectively earn 10% cashback on groceries.
Here are some of the benefits of combining the Chase Freedom card with other Chase cards:
- Earn more rewards: You can earn more rewards by combining your spending on multiple Chase cards.
- Redeem rewards for more options: You can redeem your rewards for a wider variety of rewards options, such as travel, cash back, and gift cards.
- Get more flexibility: You can transfer rewards points between cards to get the most value for your rewards.
If you’re looking to maximize your rewards, combining the Chase Freedom card with other Chase cards is a great option. With a little planning, you can earn and redeem rewards more effectively.
Enjoy the benefits of Chase Ultimate Rewards
Chase Ultimate Rewards is a rewards program that allows you to earn and redeem points for a variety of rewards, including travel, cash back, and gift cards. You can earn Ultimate Rewards points with the Chase Freedom card, as well as other Chase credit cards.
There are many benefits to using Chase Ultimate Rewards, including:
- Earn rewards on everyday purchases: You can earn Ultimate Rewards points on all of your purchases, regardless of whether they fall into a bonus category.
- Redeem rewards for a variety of options: You can redeem your Ultimate Rewards points for a wide variety of rewards, including travel, cash back, and gift cards.
- Get more value for your rewards: You can get more value for your Ultimate Rewards points by transferring them to certain travel partners.
- No blackout dates: You can redeem your Ultimate Rewards points for travel with no blackout dates.
Chase Ultimate Rewards is a flexible and rewarding program that can help you save money and earn rewards on your everyday spending. Here are some tips for getting the most out of Chase Ultimate Rewards:
- Use the right card for your purchases: Different Chase cards offer different rewards rates. Choose the card that offers the best rewards rate for the type of purchase you’re making.
- Take advantage of bonus categories: Some Chase cards offer bonus rewards in certain categories, such as groceries, gas, and dining out. Be sure to use your card in these categories to earn the most rewards.
- Transfer your points to travel partners: You can get more value for your Ultimate Rewards points by transferring them to certain travel partners. This can allow you to book flights, hotels, and other travel experiences at a discounted rate.
With a little planning, you can use Chase Ultimate Rewards to save money and earn rewards on your everyday spending.
FAQ
Here are some frequently asked questions (FAQs) about the 2024 Chase Freedom Calendar:
Question 1: What are the bonus categories for 2024?
Answer: The bonus categories for 2024 are as follows:
- January – March: Grocery stores, drugstores, and select streaming services
- April – June: Gas stations, home improvement stores, and select travel
- July – September: Dining, movie theaters, and select entertainment
- October – December: Online shopping, select department stores, and select travel
Question 2: How do I activate the bonus categories?
Answer: You can activate the bonus categories by logging into your Chase account online or through the Chase mobile app.
Question 3: Do I need to spend a certain amount of money each month to earn rewards?
Answer: No, you don’t need to spend a certain amount of money each month to earn rewards. You’ll earn 1% cashback on all purchases, regardless of how small.
Question 4: Is there a limit to the amount of cashback I can earn?
Answer: No, there is no limit to the amount of cashback you can earn. You can earn 1% cashback on all of your purchases, up to the card’s credit limit.
Question 5: How do I redeem my cashback rewards?
Answer: You can redeem your cashback rewards as a statement credit, direct deposit to your bank account, or gift card. You can also use your cashback to pay for purchases through the Chase Ultimate Rewards portal.
Question 6: Do my cashback rewards ever expire?
Answer: No, your cashback rewards will never expire, as long as your Chase Freedom account is open and in good standing.
Question 7: How do I combine my Chase Freedom card with other Chase cards?
Answer: You can combine your Chase Freedom card with other Chase cards by transferring your rewards points between cards. This can allow you to earn more rewards and redeem them for a wider variety of rewards options.
Question 8: What are the benefits of using Chase Ultimate Rewards?
Answer: There are many benefits to using Chase Ultimate Rewards, including earning rewards on everyday purchases, redeeming rewards for a variety of options, getting more value for your rewards by transferring them to certain travel partners, and having no blackout dates for travel redemptions.
Closing Paragraph:
These are just a few of the frequently asked questions about the 2024 Chase Freedom Calendar. If you have any other questions, you can contact Chase customer service for assistance.
Now that you know more about the 2024 Chase Freedom Calendar, check out these tips for getting the most out of your card.
Tips
Here are a few tips for getting the most out of your Chase Freedom card in 2024:
Tip 1: Activate your bonus categories each quarter.
To earn the 5% cashback bonus, you need to activate the bonus categories each quarter. You can do this by logging into your Chase account online or through the Chase mobile app.
Tip 2: Use your card strategically for everyday purchases.
The Chase Freedom card is a great card to use for everyday purchases, such as groceries, gas, and dining out. You’ll earn 1% cashback on all of these purchases, and you may also be able to earn 5% cashback if the purchase falls into a bonus category.
Tip 3: Take advantage of Chase Ultimate Rewards.
Chase Ultimate Rewards is a great way to earn and redeem rewards on your everyday spending. You can earn Ultimate Rewards points with the Chase Freedom card, as well as other Chase cards. You can then redeem your points for a variety of rewards, including travel, cash back, and gift cards.
Tip 4: Combine your Chase Freedom card with other Chase cards.
If you have other Chase cards, you can combine them to earn even more rewards. For example, you could use the Chase Freedom card to earn 5% cashback on groceries, and then transfer those rewards points to your Chase Sapphire Preferred card to earn 2x points on travel and dining.
Closing Paragraph:
By following these tips, you can get the most out of your Chase Freedom card in 2024. You can earn more rewards, redeem them for a wider variety of options, and save money on your everyday spending.
The Chase Freedom card is a great choice for people who want to earn rewards on their everyday spending. With a little planning and effort, you can use the card to save money and earn rewards on your purchases.
Conclusion
The Chase Freedom card is a great choice for people who want to earn rewards on their everyday spending. With no annual fee and 5% cashback on rotating categories, the Chase Freedom card is a valuable card to have in your wallet.
In 2024, the Chase Freedom card will offer bonus cashback in the following categories:
- January – March: Grocery stores, drugstores, and select streaming services
- April – June: Gas stations, home improvement stores, and select travel
- July – September: Dining, movie theaters, and select entertainment
- October – December: Online shopping, select department stores, and select travel
To get the most out of your Chase Freedom card, be sure to activate the bonus categories each quarter and use your card strategically for everyday purchases. You can also take advantage of Chase Ultimate Rewards to earn and redeem rewards on your everyday spending.
Closing Message:
If you’re looking for a credit card that offers rewards on everyday spending, the Chase Freedom card is a great option. With no annual fee and a variety of ways to earn and redeem rewards, the Chase Freedom card is a valuable card to have in your wallet.